Those who think Canada is immune from credit problems need to think again. Over 500,000 Canadians are at least 90 days behind on credit payments. Please consider how Debt is tripping up Canadians.
More than half a million Canadians have fallen behind on their various credit payments, fuelling a 19 per cent [...]

That’s how a recent IMF paper characterized Canada’s mortgage market.
Among other things, it compared Canadian and American mortgages and listed several key differences.  Here are the big ones:

US mortgages typically don’t have pre-payment penalties.  Canadian mortgages usually do (except for “opens,” which are more expensive).
Canadian mortgages are portable. Portability is rare in the US.
US mortgages [...]

Have you ever thought about the reasons for the changes in property prices? In the following article, I will try explain the main factors behind the property prices’ shifts. This knowledge has been gained from over two decades working as a Toronto realtor.

Following the trend
How to calculate the next price move? How does one determine [...]